Seeking Compensation From Your Own Insurance Company
Sadly, many drivers who cause car accidents do not have the insurance coverage necessary to compensate accident victims. If you have been injured by an uninsured or underinsured motorist, you still have options.
Your own insurance company offers uninsured or underinsured motorist coverage (often abbreviated UM or UIM coverage). In fact, many people do not realize that they have already signed up for it. Uninsured and underinsured motorist coverage provides fair compensation to car crash victims in hit-and-run accidents or when the other drivers does not have sufficient coverage to pay your bills.
At the northeastern Pennsylvania law firm of Rosenn Jenkins & Greenwald LLP, we explore all options for our clients. If they have been hit by a driver who does not have the necessary insurance coverage, we look to other sources of compensation. These may be your insurance coverage, auto manufacturers, parties responsible for dangerous road conditions or bars that over-served drunk drivers.
Making Ends Meet After a Car Accident
Many personal injury victims worry about where the money for medical bills will come from. If you have been injured in Pennsylvania, you should know that your own car insurance actually pays for your initial benefits. There are limits to this payment, so it is also important to hold the negligent driver accountable for the harm caused if your injuries are serious.
If you need more health care than your insurer provides, we intervene and assure your healthcare provider that they will be paid. Given our credibility and our reputation in the northeastern Pennsylvania community, many providers are willing to work with us to accept deferred payment after we win your case.
Talking With Insurance Companies
You may have heard stern warnings about not talking to insurance companies after a car accident. These warnings are meant to protect you from actions taken by the other driver's insurance companies. Insurers defending drivers that cause accidents often ask to give a recorded statement, then use your words against you. In fact, we often tell our clients that "you can't win your case with what you say to the insurer, but you can sure lose your case."
However, talking with your own insurance company is okay. Since Pennsylvania law requires your own insurance company to pay many of your initial medical bills after a car accident, this company needs to know how you have been hurt and where you are seeking treatment.
If you are confused about whether or not you should talk with an insurer, it is best to talk with an attorney before making any decisions. At Rosenn Jenkins & Greenwald LLP, we provide quick responses to our clients, so you can rely on us for help in making critical decisions.
Contact Rosenn Jenkins & Greenwald LLP
If you or a family member have suffered a personal injury, talking to a Scranton uninsured motorist accident lawyer is the best way to begin your journey toward obtaining justice. Contact any of our northeastern Pennsylvania offices in Wilkes-Barre, Scranton or Hazleton for a free and confidential consultation. For our clients' convenience, we also offer home or hospital visits to seriously injured clients.
